We found some interesting facts about hail and Colorado storms on the Denver 7 news web site as well as on the Rocky Mountain Insurance Information Association page.
Did you know?
“The largest recorded hailstone in U.S. history fell on July 23, 2010, in Vivian, South Dakota, measuring 8 inches in diameter and weighing 1.94 pounds.
“The prized stone is now on ice at the National Center of Atmospheric Research in Boulder. The previous record hailstone fell in Aurora, Nebraska, on June 22, 2003, and measured 7 inches in diameter and weighed 1.67 pounds.
“According to a May 2016 National Insurance Crime Bureau report, Colorado had the second highest number of hail claims in the US from 2013-2015 (182,591), second only to Texas. Texas was the top state in hail loss claims from 2013 through 2015 with 394,572 hail claims.
“Personal Property Homeowners was the policy type most affected by hail loss claims from 2013 through 2015 – over 50 percent more often than the next most impacted policy type, Personal Automobile, in hail loss claims over that three-year span.”
Colorado’s Hail Season
“Colorado’s damaging hail season is considered to be from mid-April to mid-August. Colorado’s Front Range is located in the heart of “Hail Alley,” which receives the highest frequency of large hail in North America and most of the world, so residents usually can count on three or four catastrophic (defined as at least $25 million in insured damage) hail storms every year. In the last 10 years, hailstorms have caused more than $3 billion in insured damage in Colorado. As a result, up to one-half of your homeowners insurance premium may be going toward hail and wind damage costs. If you carry comprehensive coverage on your auto policy, hail damage is covered by almost all insurance companies. Comprehensive insurance is optional, but if you live in a hail prone area, the insurance industry recommends this coverage.”
Although you do not have control over the high frequency of catastrophic storms storms that roll through the state – you do have control of who you choose as a professional licensed roofing contractor. One who was born and raised in Colorado – graduated from Metro State University with a business and marketing degree and who is now roofing here. Wood Street Builders – your trusted local roofing contractors.
Call us today. We gladly provide free estimates work with you on filing a homeowner’s claim and provide quality service and products that stand up to the severe and often dramatic climate changes in Colorado.